FCA Motor Finance Redress Scheme - Confirmed
You could be owed £1,658
If you bought a car on finance between 2007 and 2024 then you could be owed money back.
The FCA has established that millions of UK drivers were mis-sold car finance. It takes less just a minute or two to find out if you have a claim.
FCA Confirmed Average
£829
per agreement
12.1M
Agreements in scope
£7.5B
Expected total redress
Scheme confirmed:
first payments expected 2027
Are you eligible
You might have a claim if...
Lenders and car dealers hid commissions from millions of customers. If any of these sound familiar, you may be owed compensation.
You weren't told about commission
Your dealer may have earned an undisclosed commission from the lender, either by increasing your interest rate or as a high fixed payment built into the cost of your finance. Either way, if the commission was not properly disclosed, you may have a claim.
Your dealer was tied to one lender
If your dealer had an arrangement that meant they could only offer you finance from a single lender, you may not have been given access to the most competitive deal available. This type of arrangement was required to be disclosed to you, and in many cases it wasn't.
You paid a high undisclosed commission
In some agreements the commission paid to the dealer was a substantial share of the total cost of credit, in some cases more than a third. If that commission was not disclosed to you, your agreement may be in scope of the FCA scheme.
4.6 on ReviewSolicitors
45 verified reviews
The process
How it works
Tell us your details
Share your name, date of birth and address. No documents needed at this stage.
We search for your agreements
Our team identifies any motor finance agreements that may have involved mis-selling.
We handle your claim
If we find a potential claim, we manage the whole process on your behalf. You only pay if we win.
FCA Consumer Redress Scheme
The FCA found widespread mis-selling
Average payout per eligible agreement
Finance agreements covered by the scheme
Total redress pot confirmed by the FCA
Figures from FCA PS26/3, published 2025. Payouts depend on individual eligibility.
Reviews
What our clients say
4.6 from verified clients on ReviewSolicitors
"Professional and clear throughout"
They handled my case professionally and explained everything clearly. I was kept informed step by step throughout my claim. I will definitely recommend them to family and friends.
"Highly satisfied with the service"
I write to express my sincere and heartfelt appreciation and gratitude for your highly professional and competent services, for which I will always be grateful.
"Went above and beyond"
I was told I couldn't claim against the company. They took the case on, got me the money I was asking for, and more. My handler kept me updated throughout and always answered my questions.
"Supportive and helpful"
I had never made a claim before and was unsure about pursuing it. I found all the staff very supportive and helpful throughout the whole process.
"Happy outcome"
I was expertly guided through the process of making a claim and the result was satisfactory. Would recommend to anyone unsure where to start.
"Outstanding service"
Alex did a great job throughout the whole process, kept me up to date and handled the case very well. The outcome was better than I expected.
FAQ
Common questions
Find out if you might be owed money back.
Takes less than a minute. No documents needed. No win, no fee.*